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Terms of Service

Last updated: January 2025

Critical Disclaimer

⚠️ NOT FINANCIAL ADVICE

Stock Rocket AI is NOT a financial advisor, investment advisor, or regulated financial services provider.

Our service provides analytical tools, data processing, and AI-generated insights for educational and informational purposes only. Nothing on our platform constitutes:

  • Financial, investment, legal, or tax advice
  • A recommendation to buy, sell, or hold any security
  • A solicitation or offer to invest in any security
  • Personalised investment advice tailored to your circumstances

All investment decisions are your sole responsibility. You must conduct your own research and consult with qualified, authorised financial advisors before making any investment decisions. Past performance is not indicative of future results. Investments can lose value.

These Terms of Service ("Terms") govern your access to and use of Stock Rocket AI ("Service", "Platform", "we", "us", "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you must not use our Service.

1. Acceptance of Terms

By creating an account, accessing, or using Stock Rocket AI, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and Stock Rocket AI.

You represent that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Service on behalf of a company or organisation, you represent that you have the authority to bind that entity to these Terms.

2. Description of Service

Stock Rocket AI is an analytical platform that provides:

  • AI-powered stock analysis and reporting tools
  • Financial data aggregation and processing
  • Investment research templates and frameworks
  • Educational content about stock analysis methodologies
  • Tools to create, save, and manage investment research reports

Our Service is for informational and educational purposes only. We do not provide personalised investment advice, and any analysis, reports, or insights generated by our Service are based on publicly available information processed through automated algorithms.

3. No Financial Advice

IMPORTANT: Investment Risk Warning

Investments carry risk. The value of investments can go down as well as up, and you may lose your entire investment. Stock market performance is unpredictable, and past performance does not guarantee future results. Always seek independent financial advice from a qualified, authorised advisor who understands your personal circumstances, risk tolerance, and financial goals.

Stock Rocket AI is not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial services regulator. We do not hold ourselves out as providing financial services or advice. Any use of our Service is at your own risk, and we are not liable for any losses you may incur as a result of investment decisions made using our platform.

4. User Accounts and Registration

4.1 Account Creation

To access certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorised use of your account or any other breach of security.

4.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, if you breach these Terms or engage in any fraudulent, abusive, or illegal activity. You may terminate your account at any time by contacting us or using account deletion features.

5. Subscription and Payment Terms

5.1 Subscription Plans

Stock Rocket AI may offer subscription plans with different features and pricing. Subscription terms, including pricing, billing cycles, and features, are detailed on our pricing page. We reserve the right to modify subscription plans and pricing with reasonable notice.

5.2 Payment

Payments are processed through secure third-party payment processors. By subscribing, you authorise us to charge your payment method according to your selected plan. You agree to provide current, accurate payment information.

5.3 Automatic Renewal

Unless you cancel, subscriptions automatically renew at the end of each billing period. You may cancel your subscription at any time through your account settings or by contacting us. Cancellation takes effect at the end of your current billing period.

5.4 Refunds

In accordance with UK consumer protection law, you have the right to cancel your subscription within 14 days of purchase and receive a full refund, provided you have not substantially used the Service. Refund requests beyond this period are evaluated on a case-by-case basis in accordance with our refund policy.

6. Acceptable Use

You agree to use Stock Rocket AI only for lawful purposes and in accordance with these Terms. You agree NOT to:

  • Use the Service for any illegal or unauthorised purpose
  • Violate any applicable laws or regulations
  • Attempt to gain unauthorised access to our systems, networks, or other users' accounts
  • Interfere with or disrupt the Service or servers connected to the Service
  • Use automated systems (bots, scrapers) to access the Service without our permission
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Copy, modify, or create derivative works of our Service or content
  • Use the Service to transmit viruses, malware, or other harmful code
  • Impersonate any person or entity or misrepresent your affiliation
  • Collect or harvest information about other users
  • Use the Service to provide financial advice or investment services to others
7. Intellectual Property

7.1 Our Content

The Service, including its design, text, graphics, logos, software, algorithms, and all other content, is owned by Stock Rocket AI or its licensors and is protected by UK and international copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or create derivative works without our express written permission.

7.2 Your Content

You retain ownership of reports, notes, and other content you create using our Service ("Your Content"). By using the Service, you grant us a worldwide, non-exclusive, royalty-free licence to use, store, and display Your Content solely to provide and improve the Service. You represent that you have the right to grant this licence.

7.3 AI-Generated Content

Content generated by AI algorithms using data you provide remains subject to these Terms. You may not claim ownership or proprietary rights over AI-generated insights or analyses beyond your personal use of the Service.

8. Data Accuracy and Limitations

Important Limitations:

  • Financial data and information are sourced from third parties and may contain errors, delays, or inaccuracies
  • AI-generated analysis is based on algorithms and historical data, which may not reflect current market conditions or future performance
  • We do not guarantee the accuracy, completeness, or timeliness of any information on the Service
  • Market conditions change rapidly, and information may become outdated quickly
  • The Service may experience technical issues, downtime, or service interruptions

You acknowledge that you use the Service at your own risk and should verify all information independently before making any investment decisions.

9. Third-Party Services and Links

Our Service may integrate with or link to third-party services, websites, or APIs (e.g., financial data providers, AI services, payment processors). We are not responsible for the availability, accuracy, or practices of third-party services. Your use of third-party services is subject to their respective terms and privacy policies. We do not endorse or assume responsibility for any third-party content, products, or services.

10. Disclaimers and Limitations of Liability

10.1 Service Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or harmful components. We do not warrant the accuracy, reliability, or completeness of any information provided through the Service.

10.2 Limitation of Liability

To the fullest extent permitted by applicable law (including the Consumer Rights Act 2015 in the UK), Stock Rocket AI and its directors, officers, employees, and agents shall not be liable for:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Investment losses or financial losses resulting from use of the Service
  • Errors, inaccuracies, or omissions in information provided

Our total liability for all claims arising out of or related to these Terms or the Service shall not exceed the amount you paid us in the 12 months preceding the claim, or £100, whichever is greater. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.

11. Indemnification

You agree to indemnify, defend, and hold harmless Stock Rocket AI and its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or relating to: (a) your use or misuse of the Service; (b) your violation of these Terms; (c) your violation of any rights of another party; or (d) investment decisions or losses resulting from your use of the Service.

12. Termination

We may suspend or terminate your access to the Service immediately, without prior notice, if you breach these Terms, engage in fraudulent activity, or for any other reason we deem necessary. Upon termination, your right to use the Service ceases immediately, and we may delete your account and associated data in accordance with our Privacy Policy.

You may terminate your account at any time. Sections of these Terms that by their nature should survive termination (e.g., disclaimers, limitations of liability, intellectual property) shall survive.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of England and Wales. If you are a consumer, you may also bring proceedings in the courts of your country of residence.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a new "Last updated" date. For significant changes, we may also notify you by email. Your continued use of the Service after changes become effective constitutes acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Service.

15. Miscellaneous

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Stock Rocket AI regarding the Service and supersede all prior agreements and understandings.

15.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15.3 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

15.4 Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms without restriction.

15.5 Contact Information

If you have questions about these Terms, please contact us at Contact Us.